About you
FHSA: deduct like an RRSP, withdraw tax-free like a TFSA.
Adjust my contribution room (optional)
2026 annual limit: $7,000. Lifetime max since 2009: $109,000.
18% of last year's income, 2026 cap $33,810, plus carry-forward.
$8,000/year, $40,000 lifetime.
Your plan for 2026
FHSARRSPTFSA
Marginal tax rate
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Est. tax refund
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Annual invested
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Value in 10 yrs*
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